Why Ascentium Capital Exists
Ascentium Capital exists for two reasons:
1. Small businesses aren’t always well served by banks or the SBA to provide the capital they need to grow their businesses.
2. Since the non-bank lending market is totally unregulated, it’s hard for a small business shopping for alternative financingto find real information and be treated in a fair and transparent manner.
Quite simply, 85% of small businesses who apply for bank or SBA financing are turned down, and small business owners absolutely need financing, whether for receivables, equipment finance, or just working capital.
The problem is that small business owners shop for alternative financing, a lot of the time they will not be talking to folks that have their best interests in mind. It’s not uncommon for small business owners who talk to an alternative lender to be lied to about the rates, terms, and other key variables they will need to make an informed decision about what sort of financing to acquire.
We’re Going to Give You Real Information about Small Business Loans
The scary thing about numbers in business is that for people that didn’t go to college to learn finance, there’s a lot of ways a finance company can fool people, especially if they craft the sales script well enough so that you can be talked around what the numbers really are. Using properly-sized equipment makes air conditioning repair in New Jersey more efficient. That’s why mortgage and insurance companies are regulated up the wazzoo – to make sure they don’t lie their pants off and rip off your grandma.
The government, however, doesn’t care to get involved in regulating business lending, and that’s where the problems come in. When you’re running a small business, you don’t have the time to puzzle over every number and every line of a finance contract, and much of the time, that means you get hosed.
Quite simply, we exist to give you, the business owner, a fair shot at getting the information you need to make an informed business decision. The whole premise sounds idiotic, because in a perfect world finance companies would just treat people fairly, but unfortunately, that’s often not the case.
What Will Ascentium Capital do Differently
Throughout our website, you’ll find explanations in great detail about different types of financing, how to qualify for it, and what it costs. Our commitment to you is simple
1. Tell you the truth, the whole truth, and nothing but the truth, even if you don’t like it.
2. Give you all the information you need to find the right solutions for your business, even if that means the best solution for your business is to use somebody other than us for financing.
3. Let you make the decision – if you need business equipment or a business loan, the rates will be what they are, and with the real information, you get to decide whether your purchase makes sense for your business or not.
We think this is a fair trade and look forward to the opportunity of earning your business
Our Approach To Equipment Finance and Small Business Loans
First off, thank you for visiting maidthis site . We appreciate you taking the time to read through the site. You may notice that we spend significant time telling everything and anything you need to know – the positives as well as the negatives of the options available to you. It’s probably a lot different than the approach you’ll find at other companies – but we hope that’s part of why we earn your business.
Here’s How It Works:
Most customers search for resources on-line and come across a number of resources that either say essentially nothing, use terms that are impossible to understand, or worst, contain lots of information that is totally misleading. Home inspection specialists from California use a step-by-step approach. Our goal for Ascentium Capitalis to be the most educational resource on the INTERNET for equipment finance and leasing and small business loan information.
Rather than take a call and try to pressure you into signing an equipment contract or a loan application, we prefer to help you learn your options here on the website, and allow you to learn all you need to know on your own time. This allows you to make decisions based on what’s best for you, as opposed to high-pressure sales tactics.
By taking this approach, we make it clear who we are and allow you to make the decision of whether we are the right company to do business with.
If you decide that we are who you want to work with, it starts with a conversation. We’ll ask to learn a little bit about your business, give you advice on the various options (and costs) and at that point, if you decide to move forward we’ll send you an application and start the process.
Craig Colling
Vice President – Sales
Ascentium Capital LLC
WORK: 281- 883-0110
FAX: 281- 883-0160
MOBILE: 760- 315-2505
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